Lexus RX Insurance in Colorado (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Colorado costs $255/month ($3,055/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Colorado
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $188/mo | $2,261/yr | Military families |
| Erie Insurance | $201/mo | $2,413/yr | Rate lock guarantee |
| GEICO | $209/mo | $2,505/yr | Clean driving record |
| Progressive | $224/mo | $2,688/yr | Telematics savings |
| State Farm | $232/mo | $2,780/yr | Good students |
| Travelers | $242/mo | $2,902/yr | Multiple discounts |
| Nationwide | $265/mo | $3,177/yr | Bundling home + auto |
| Farmers | $275/mo | $3,299/yr | Signal telematics |
| Allstate | $285/mo | $3,422/yr | Accident forgiveness |
| Liberty Mutual | $300/mo | $3,605/yr | New car replacement |
USAACheapest
Monthly
$188/mo
Annual
$2,261/yr
Best for: Military families
Erie Insurance
Monthly
$201/mo
Annual
$2,413/yr
Best for: Rate lock guarantee
GEICO
Monthly
$209/mo
Annual
$2,505/yr
Best for: Clean driving record
Progressive
Monthly
$224/mo
Annual
$2,688/yr
Best for: Telematics savings
State Farm
Monthly
$232/mo
Annual
$2,780/yr
Best for: Good students
Travelers
Monthly
$242/mo
Annual
$2,902/yr
Best for: Multiple discounts
Nationwide
Monthly
$265/mo
Annual
$3,177/yr
Best for: Bundling home + auto
Farmers
Monthly
$275/mo
Annual
$3,299/yr
Best for: Signal telematics
Allstate
Monthly
$285/mo
Annual
$3,422/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$300/mo
Annual
$3,605/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Colorado
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $691/mo | $8,297/yr |
| 19 years old | $418/mo | $5,017/yr |
| 21 years old | $333/mo | $3,996/yr |
| 25 years old | $219/mo | $2,628/yr |
| 30 years old | $181/mo | $2,172/yr |
| 40 years old | $170/mo | $2,042/yr |
| 50 years old | $165/mo | $1,977/yr |
| 65 years old | $179/mo | $2,150/yr |