Lexus RX Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Florida costs $462/month ($5,549/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $342/mo | $4,106/yr | Military families |
| Erie Insurance | $365/mo | $4,384/yr | Rate lock guarantee |
| GEICO | $379/mo | $4,550/yr | Clean driving record |
| Progressive | $407/mo | $4,883/yr | Telematics savings |
| State Farm | $421/mo | $5,050/yr | Good students |
| Travelers | $439/mo | $5,272/yr | Multiple discounts |
| Nationwide | $481/mo | $5,771/yr | Bundling home + auto |
| Farmers | $499/mo | $5,993/yr | Signal telematics |
| Allstate | $518/mo | $6,215/yr | Accident forgiveness |
| Liberty Mutual | $546/mo | $6,548/yr | New car replacement |
USAACheapest
Monthly
$342/mo
Annual
$4,106/yr
Best for: Military families
Erie Insurance
Monthly
$365/mo
Annual
$4,384/yr
Best for: Rate lock guarantee
GEICO
Monthly
$379/mo
Annual
$4,550/yr
Best for: Clean driving record
Progressive
Monthly
$407/mo
Annual
$4,883/yr
Best for: Telematics savings
State Farm
Monthly
$421/mo
Annual
$5,050/yr
Best for: Good students
Travelers
Monthly
$439/mo
Annual
$5,272/yr
Best for: Multiple discounts
Nationwide
Monthly
$481/mo
Annual
$5,771/yr
Best for: Bundling home + auto
Farmers
Monthly
$499/mo
Annual
$5,993/yr
Best for: Signal telematics
Allstate
Monthly
$518/mo
Annual
$6,215/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$546/mo
Annual
$6,548/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |