Lexus RX Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Illinois costs $219/month ($2,625/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $162/mo | $1,943/yr | Military families |
| Erie Insurance | $173/mo | $2,074/yr | Rate lock guarantee |
| GEICO | $179/mo | $2,153/yr | Clean driving record |
| Progressive | $193/mo | $2,310/yr | Telematics savings |
| State Farm | $199/mo | $2,389/yr | Good students |
| Travelers | $208/mo | $2,494/yr | Multiple discounts |
| Nationwide | $228/mo | $2,730/yr | Bundling home + auto |
| Farmers | $236/mo | $2,835/yr | Signal telematics |
| Allstate | $245/mo | $2,940/yr | Accident forgiveness |
| Liberty Mutual | $258/mo | $3,098/yr | New car replacement |
USAACheapest
Monthly
$162/mo
Annual
$1,943/yr
Best for: Military families
Erie Insurance
Monthly
$173/mo
Annual
$2,074/yr
Best for: Rate lock guarantee
GEICO
Monthly
$179/mo
Annual
$2,153/yr
Best for: Clean driving record
Progressive
Monthly
$193/mo
Annual
$2,310/yr
Best for: Telematics savings
State Farm
Monthly
$199/mo
Annual
$2,389/yr
Best for: Good students
Travelers
Monthly
$208/mo
Annual
$2,494/yr
Best for: Multiple discounts
Nationwide
Monthly
$228/mo
Annual
$2,730/yr
Best for: Bundling home + auto
Farmers
Monthly
$236/mo
Annual
$2,835/yr
Best for: Signal telematics
Allstate
Monthly
$245/mo
Annual
$2,940/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$258/mo
Annual
$3,098/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |