Lexus RX Insurance in Iowa (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Iowa costs $173/month ($2,076/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Iowa
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $128/mo | $1,536/yr | Military families |
| Erie Insurance | $137/mo | $1,640/yr | Rate lock guarantee |
| GEICO | $142/mo | $1,702/yr | Clean driving record |
| Progressive | $152/mo | $1,827/yr | Telematics savings |
| State Farm | $157/mo | $1,889/yr | Good students |
| Travelers | $164/mo | $1,972/yr | Multiple discounts |
| Nationwide | $180/mo | $2,159/yr | Bundling home + auto |
| Farmers | $187/mo | $2,242/yr | Signal telematics |
| Allstate | $194/mo | $2,325/yr | Accident forgiveness |
| Liberty Mutual | $204/mo | $2,450/yr | New car replacement |
USAACheapest
Monthly
$128/mo
Annual
$1,536/yr
Best for: Military families
Erie Insurance
Monthly
$137/mo
Annual
$1,640/yr
Best for: Rate lock guarantee
GEICO
Monthly
$142/mo
Annual
$1,702/yr
Best for: Clean driving record
Progressive
Monthly
$152/mo
Annual
$1,827/yr
Best for: Telematics savings
State Farm
Monthly
$157/mo
Annual
$1,889/yr
Best for: Good students
Travelers
Monthly
$164/mo
Annual
$1,972/yr
Best for: Multiple discounts
Nationwide
Monthly
$180/mo
Annual
$2,159/yr
Best for: Bundling home + auto
Farmers
Monthly
$187/mo
Annual
$2,242/yr
Best for: Signal telematics
Allstate
Monthly
$194/mo
Annual
$2,325/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$204/mo
Annual
$2,450/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Iowa
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $470/mo | $5,638/yr |
| 19 years old | $284/mo | $3,410/yr |
| 21 years old | $226/mo | $2,716/yr |
| 25 years old | $149/mo | $1,786/yr |
| 30 years old | $123/mo | $1,476/yr |
| 40 years old | $116/mo | $1,387/yr |
| 50 years old | $112/mo | $1,343/yr |
| 65 years old | $122/mo | $1,461/yr |