Lexus RX Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Kentucky costs $294/month ($3,528/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $218/mo | $2,611/yr | Military families |
| Erie Insurance | $232/mo | $2,787/yr | Rate lock guarantee |
| GEICO | $241/mo | $2,893/yr | Clean driving record |
| Progressive | $259/mo | $3,105/yr | Telematics savings |
| State Farm | $268/mo | $3,210/yr | Good students |
| Travelers | $279/mo | $3,352/yr | Multiple discounts |
| Nationwide | $306/mo | $3,669/yr | Bundling home + auto |
| Farmers | $318/mo | $3,810/yr | Signal telematics |
| Allstate | $329/mo | $3,951/yr | Accident forgiveness |
| Liberty Mutual | $347/mo | $4,163/yr | New car replacement |
USAACheapest
Monthly
$218/mo
Annual
$2,611/yr
Best for: Military families
Erie Insurance
Monthly
$232/mo
Annual
$2,787/yr
Best for: Rate lock guarantee
GEICO
Monthly
$241/mo
Annual
$2,893/yr
Best for: Clean driving record
Progressive
Monthly
$259/mo
Annual
$3,105/yr
Best for: Telematics savings
State Farm
Monthly
$268/mo
Annual
$3,210/yr
Best for: Good students
Travelers
Monthly
$279/mo
Annual
$3,352/yr
Best for: Multiple discounts
Nationwide
Monthly
$306/mo
Annual
$3,669/yr
Best for: Bundling home + auto
Farmers
Monthly
$318/mo
Annual
$3,810/yr
Best for: Signal telematics
Allstate
Monthly
$329/mo
Annual
$3,951/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$347/mo
Annual
$4,163/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |