Lexus RX Insurance in Louisiana (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Louisiana costs $435/month ($5,215/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Louisiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $322/mo | $3,859/yr | Military families |
| Erie Insurance | $343/mo | $4,120/yr | Rate lock guarantee |
| GEICO | $356/mo | $4,276/yr | Clean driving record |
| Progressive | $382/mo | $4,589/yr | Telematics savings |
| State Farm | $395/mo | $4,746/yr | Good students |
| Travelers | $413/mo | $4,954/yr | Multiple discounts |
| Nationwide | $452/mo | $5,424/yr | Bundling home + auto |
| Farmers | $469/mo | $5,632/yr | Signal telematics |
| Allstate | $487/mo | $5,841/yr | Accident forgiveness |
| Liberty Mutual | $513/mo | $6,154/yr | New car replacement |
USAACheapest
Monthly
$322/mo
Annual
$3,859/yr
Best for: Military families
Erie Insurance
Monthly
$343/mo
Annual
$4,120/yr
Best for: Rate lock guarantee
GEICO
Monthly
$356/mo
Annual
$4,276/yr
Best for: Clean driving record
Progressive
Monthly
$382/mo
Annual
$4,589/yr
Best for: Telematics savings
State Farm
Monthly
$395/mo
Annual
$4,746/yr
Best for: Good students
Travelers
Monthly
$413/mo
Annual
$4,954/yr
Best for: Multiple discounts
Nationwide
Monthly
$452/mo
Annual
$5,424/yr
Best for: Bundling home + auto
Farmers
Monthly
$469/mo
Annual
$5,632/yr
Best for: Signal telematics
Allstate
Monthly
$487/mo
Annual
$5,841/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$513/mo
Annual
$6,154/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Louisiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,180/mo | $14,165/yr |
| 19 years old | $714/mo | $8,565/yr |
| 21 years old | $569/mo | $6,823/yr |
| 25 years old | $374/mo | $4,487/yr |
| 30 years old | $309/mo | $3,708/yr |
| 40 years old | $291/mo | $3,486/yr |
| 50 years old | $281/mo | $3,374/yr |
| 65 years old | $306/mo | $3,671/yr |