Lexus RX Insurance in Michigan (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Michigan costs $343/month ($4,118/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Michigan
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $254/mo | $3,047/yr | Military families |
| Erie Insurance | $271/mo | $3,253/yr | Rate lock guarantee |
| GEICO | $281/mo | $3,377/yr | Clean driving record |
| Progressive | $302/mo | $3,624/yr | Telematics savings |
| State Farm | $312/mo | $3,747/yr | Good students |
| Travelers | $326/mo | $3,912/yr | Multiple discounts |
| Nationwide | $357/mo | $4,283/yr | Bundling home + auto |
| Farmers | $371/mo | $4,447/yr | Signal telematics |
| Allstate | $384/mo | $4,612/yr | Accident forgiveness |
| Liberty Mutual | $405/mo | $4,859/yr | New car replacement |
USAACheapest
Monthly
$254/mo
Annual
$3,047/yr
Best for: Military families
Erie Insurance
Monthly
$271/mo
Annual
$3,253/yr
Best for: Rate lock guarantee
GEICO
Monthly
$281/mo
Annual
$3,377/yr
Best for: Clean driving record
Progressive
Monthly
$302/mo
Annual
$3,624/yr
Best for: Telematics savings
State Farm
Monthly
$312/mo
Annual
$3,747/yr
Best for: Good students
Travelers
Monthly
$326/mo
Annual
$3,912/yr
Best for: Multiple discounts
Nationwide
Monthly
$357/mo
Annual
$4,283/yr
Best for: Bundling home + auto
Farmers
Monthly
$371/mo
Annual
$4,447/yr
Best for: Signal telematics
Allstate
Monthly
$384/mo
Annual
$4,612/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$405/mo
Annual
$4,859/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Michigan
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $932/mo | $11,185/yr |
| 19 years old | $564/mo | $6,764/yr |
| 21 years old | $449/mo | $5,388/yr |
| 25 years old | $295/mo | $3,543/yr |
| 30 years old | $244/mo | $2,928/yr |
| 40 years old | $229/mo | $2,752/yr |
| 50 years old | $222/mo | $2,664/yr |
| 65 years old | $242/mo | $2,899/yr |