Lexus RX Insurance in Minnesota (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Minnesota costs $220/month ($2,641/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Minnesota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $163/mo | $1,954/yr | Military families |
| Erie Insurance | $174/mo | $2,086/yr | Rate lock guarantee |
| GEICO | $180/mo | $2,166/yr | Clean driving record |
| Progressive | $194/mo | $2,324/yr | Telematics savings |
| State Farm | $200/mo | $2,403/yr | Good students |
| Travelers | $209/mo | $2,509/yr | Multiple discounts |
| Nationwide | $229/mo | $2,747/yr | Bundling home + auto |
| Farmers | $238/mo | $2,852/yr | Signal telematics |
| Allstate | $246/mo | $2,958/yr | Accident forgiveness |
| Liberty Mutual | $260/mo | $3,116/yr | New car replacement |
USAACheapest
Monthly
$163/mo
Annual
$1,954/yr
Best for: Military families
Erie Insurance
Monthly
$174/mo
Annual
$2,086/yr
Best for: Rate lock guarantee
GEICO
Monthly
$180/mo
Annual
$2,166/yr
Best for: Clean driving record
Progressive
Monthly
$194/mo
Annual
$2,324/yr
Best for: Telematics savings
State Farm
Monthly
$200/mo
Annual
$2,403/yr
Best for: Good students
Travelers
Monthly
$209/mo
Annual
$2,509/yr
Best for: Multiple discounts
Nationwide
Monthly
$229/mo
Annual
$2,747/yr
Best for: Bundling home + auto
Farmers
Monthly
$238/mo
Annual
$2,852/yr
Best for: Signal telematics
Allstate
Monthly
$246/mo
Annual
$2,958/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$260/mo
Annual
$3,116/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Minnesota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $598/mo | $7,174/yr |
| 19 years old | $362/mo | $4,338/yr |
| 21 years old | $288/mo | $3,456/yr |
| 25 years old | $189/mo | $2,272/yr |
| 30 years old | $157/mo | $1,878/yr |
| 40 years old | $147/mo | $1,765/yr |
| 50 years old | $142/mo | $1,709/yr |
| 65 years old | $155/mo | $1,859/yr |