Lexus RX Insurance in Montana (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in Montana costs $193/month ($2,321/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in Montana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $143/mo | $1,718/yr | Military families |
| Erie Insurance | $153/mo | $1,834/yr | Rate lock guarantee |
| GEICO | $159/mo | $1,903/yr | Clean driving record |
| Progressive | $170/mo | $2,042/yr | Telematics savings |
| State Farm | $176/mo | $2,112/yr | Good students |
| Travelers | $184/mo | $2,205/yr | Multiple discounts |
| Nationwide | $201/mo | $2,414/yr | Bundling home + auto |
| Farmers | $209/mo | $2,507/yr | Signal telematics |
| Allstate | $217/mo | $2,600/yr | Accident forgiveness |
| Liberty Mutual | $228/mo | $2,739/yr | New car replacement |
USAACheapest
Monthly
$143/mo
Annual
$1,718/yr
Best for: Military families
Erie Insurance
Monthly
$153/mo
Annual
$1,834/yr
Best for: Rate lock guarantee
GEICO
Monthly
$159/mo
Annual
$1,903/yr
Best for: Clean driving record
Progressive
Monthly
$170/mo
Annual
$2,042/yr
Best for: Telematics savings
State Farm
Monthly
$176/mo
Annual
$2,112/yr
Best for: Good students
Travelers
Monthly
$184/mo
Annual
$2,205/yr
Best for: Multiple discounts
Nationwide
Monthly
$201/mo
Annual
$2,414/yr
Best for: Bundling home + auto
Farmers
Monthly
$209/mo
Annual
$2,507/yr
Best for: Signal telematics
Allstate
Monthly
$217/mo
Annual
$2,600/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$228/mo
Annual
$2,739/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in Montana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $525/mo | $6,303/yr |
| 19 years old | $318/mo | $3,812/yr |
| 21 years old | $253/mo | $3,036/yr |
| 25 years old | $166/mo | $1,997/yr |
| 30 years old | $138/mo | $1,650/yr |
| 40 years old | $129/mo | $1,551/yr |
| 50 years old | $125/mo | $1,502/yr |
| 65 years old | $136/mo | $1,634/yr |