Lexus RX Insurance in New Jersey (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in New Jersey costs $354/month ($4,253/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in New Jersey
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $262/mo | $3,147/yr | Military families |
| Erie Insurance | $280/mo | $3,360/yr | Rate lock guarantee |
| GEICO | $291/mo | $3,487/yr | Clean driving record |
| Progressive | $312/mo | $3,743/yr | Telematics savings |
| State Farm | $323/mo | $3,870/yr | Good students |
| Travelers | $337/mo | $4,040/yr | Multiple discounts |
| Nationwide | $369/mo | $4,423/yr | Bundling home + auto |
| Farmers | $383/mo | $4,593/yr | Signal telematics |
| Allstate | $397/mo | $4,763/yr | Accident forgiveness |
| Liberty Mutual | $418/mo | $5,019/yr | New car replacement |
USAACheapest
Monthly
$262/mo
Annual
$3,147/yr
Best for: Military families
Erie Insurance
Monthly
$280/mo
Annual
$3,360/yr
Best for: Rate lock guarantee
GEICO
Monthly
$291/mo
Annual
$3,487/yr
Best for: Clean driving record
Progressive
Monthly
$312/mo
Annual
$3,743/yr
Best for: Telematics savings
State Farm
Monthly
$323/mo
Annual
$3,870/yr
Best for: Good students
Travelers
Monthly
$337/mo
Annual
$4,040/yr
Best for: Multiple discounts
Nationwide
Monthly
$369/mo
Annual
$4,423/yr
Best for: Bundling home + auto
Farmers
Monthly
$383/mo
Annual
$4,593/yr
Best for: Signal telematics
Allstate
Monthly
$397/mo
Annual
$4,763/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$418/mo
Annual
$5,019/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in New Jersey
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $963/mo | $11,552/yr |
| 19 years old | $582/mo | $6,985/yr |
| 21 years old | $464/mo | $5,564/yr |
| 25 years old | $305/mo | $3,659/yr |
| 30 years old | $252/mo | $3,024/yr |
| 40 years old | $237/mo | $2,843/yr |
| 50 years old | $229/mo | $2,752/yr |
| 65 years old | $250/mo | $2,994/yr |