Lexus RX Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in New York costs $450/month ($5,401/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $333/mo | $3,997/yr | Military families |
| Erie Insurance | $356/mo | $4,267/yr | Rate lock guarantee |
| GEICO | $369/mo | $4,429/yr | Clean driving record |
| Progressive | $396/mo | $4,753/yr | Telematics savings |
| State Farm | $410/mo | $4,915/yr | Good students |
| Travelers | $428/mo | $5,131/yr | Multiple discounts |
| Nationwide | $468/mo | $5,617/yr | Bundling home + auto |
| Farmers | $486/mo | $5,833/yr | Signal telematics |
| Allstate | $504/mo | $6,049/yr | Accident forgiveness |
| Liberty Mutual | $531/mo | $6,373/yr | New car replacement |
USAACheapest
Monthly
$333/mo
Annual
$3,997/yr
Best for: Military families
Erie Insurance
Monthly
$356/mo
Annual
$4,267/yr
Best for: Rate lock guarantee
GEICO
Monthly
$369/mo
Annual
$4,429/yr
Best for: Clean driving record
Progressive
Monthly
$396/mo
Annual
$4,753/yr
Best for: Telematics savings
State Farm
Monthly
$410/mo
Annual
$4,915/yr
Best for: Good students
Travelers
Monthly
$428/mo
Annual
$5,131/yr
Best for: Multiple discounts
Nationwide
Monthly
$468/mo
Annual
$5,617/yr
Best for: Bundling home + auto
Farmers
Monthly
$486/mo
Annual
$5,833/yr
Best for: Signal telematics
Allstate
Monthly
$504/mo
Annual
$6,049/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$531/mo
Annual
$6,373/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |