Lexus RX Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in North Carolina costs $167/month ($2,008/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $124/mo | $1,486/yr | Military families |
| Erie Insurance | $132/mo | $1,586/yr | Rate lock guarantee |
| GEICO | $137/mo | $1,647/yr | Clean driving record |
| Progressive | $147/mo | $1,767/yr | Telematics savings |
| State Farm | $152/mo | $1,827/yr | Good students |
| Travelers | $159/mo | $1,908/yr | Multiple discounts |
| Nationwide | $174/mo | $2,088/yr | Bundling home + auto |
| Farmers | $181/mo | $2,169/yr | Signal telematics |
| Allstate | $187/mo | $2,249/yr | Accident forgiveness |
| Liberty Mutual | $197/mo | $2,369/yr | New car replacement |
USAACheapest
Monthly
$124/mo
Annual
$1,486/yr
Best for: Military families
Erie Insurance
Monthly
$132/mo
Annual
$1,586/yr
Best for: Rate lock guarantee
GEICO
Monthly
$137/mo
Annual
$1,647/yr
Best for: Clean driving record
Progressive
Monthly
$147/mo
Annual
$1,767/yr
Best for: Telematics savings
State Farm
Monthly
$152/mo
Annual
$1,827/yr
Best for: Good students
Travelers
Monthly
$159/mo
Annual
$1,908/yr
Best for: Multiple discounts
Nationwide
Monthly
$174/mo
Annual
$2,088/yr
Best for: Bundling home + auto
Farmers
Monthly
$181/mo
Annual
$2,169/yr
Best for: Signal telematics
Allstate
Monthly
$187/mo
Annual
$2,249/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$197/mo
Annual
$2,369/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |