2024 Mazda Mazda3: Insurance & Ownership Costs
Quick Answer
The 2024 Mazda Mazda3 costs an average of $157/month to insure (full coverage). 5-year total cost of ownership: $34,501 ($575/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$24,070
Avg Insurance
$157/mo
MPG Combined
31
Safety Rating
5/5
Mazda Mazda3 Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $1,745/yr | $145/mo | Details |
| Alaska | $1,642/yr | $137/mo | Details |
| Arizona | $1,979/yr | $165/mo | Details |
| Arkansas | $1,791/yr | $149/mo | Details |
| California | $2,226/yr | $186/mo | Details |
| Colorado | $2,001/yr | $167/mo | Details |
| Connecticut | $2,295/yr | $191/mo | Details |
| Delaware | $2,013/yr | $168/mo | Details |
| Florida | $3,635/yr | $303/mo | Details |
| Georgia | $2,289/yr | $191/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$11,072
Insurance
$9,420
Fuel
$7,452
Maintenance
$2,120
Financing
$4,077
Registration
$360
5-Year Total Cost
$34,501
$575/month | $0/mile