Nissan Leaf Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Nissan Leaf in New York costs $410/month ($4,917/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Nissan Leaf Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $303/mo | $3,639/yr | Military families |
| Erie Insurance | $324/mo | $3,884/yr | Rate lock guarantee |
| GEICO | $336/mo | $4,032/yr | Clean driving record |
| Progressive | $361/mo | $4,327/yr | Telematics savings |
| State Farm | $373/mo | $4,474/yr | Good students |
| Travelers | $389/mo | $4,671/yr | Multiple discounts |
| Nationwide | $426/mo | $5,114/yr | Bundling home + auto |
| Farmers | $443/mo | $5,310/yr | Signal telematics |
| Allstate | $459/mo | $5,507/yr | Accident forgiveness |
| Liberty Mutual | $484/mo | $5,802/yr | New car replacement |
USAACheapest
Monthly
$303/mo
Annual
$3,639/yr
Best for: Military families
Erie Insurance
Monthly
$324/mo
Annual
$3,884/yr
Best for: Rate lock guarantee
GEICO
Monthly
$336/mo
Annual
$4,032/yr
Best for: Clean driving record
Progressive
Monthly
$361/mo
Annual
$4,327/yr
Best for: Telematics savings
State Farm
Monthly
$373/mo
Annual
$4,474/yr
Best for: Good students
Travelers
Monthly
$389/mo
Annual
$4,671/yr
Best for: Multiple discounts
Nationwide
Monthly
$426/mo
Annual
$5,114/yr
Best for: Bundling home + auto
Farmers
Monthly
$443/mo
Annual
$5,310/yr
Best for: Signal telematics
Allstate
Monthly
$459/mo
Annual
$5,507/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$484/mo
Annual
$5,802/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Nissan Leaf Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |