Ram 1500 Insurance in Alabama (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Alabama costs $204/month ($2,452/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Alabama
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $151/mo | $1,814/yr | Military families |
| Erie Insurance | $161/mo | $1,937/yr | Rate lock guarantee |
| GEICO | $168/mo | $2,011/yr | Clean driving record |
| Progressive | $180/mo | $2,158/yr | Telematics savings |
| State Farm | $186/mo | $2,231/yr | Good students |
| Travelers | $194/mo | $2,329/yr | Multiple discounts |
| Nationwide | $213/mo | $2,550/yr | Bundling home + auto |
| Farmers | $221/mo | $2,648/yr | Signal telematics |
| Allstate | $229/mo | $2,746/yr | Accident forgiveness |
| Liberty Mutual | $241/mo | $2,893/yr | New car replacement |
USAACheapest
Monthly
$151/mo
Annual
$1,814/yr
Best for: Military families
Erie Insurance
Monthly
$161/mo
Annual
$1,937/yr
Best for: Rate lock guarantee
GEICO
Monthly
$168/mo
Annual
$2,011/yr
Best for: Clean driving record
Progressive
Monthly
$180/mo
Annual
$2,158/yr
Best for: Telematics savings
State Farm
Monthly
$186/mo
Annual
$2,231/yr
Best for: Good students
Travelers
Monthly
$194/mo
Annual
$2,329/yr
Best for: Multiple discounts
Nationwide
Monthly
$213/mo
Annual
$2,550/yr
Best for: Bundling home + auto
Farmers
Monthly
$221/mo
Annual
$2,648/yr
Best for: Signal telematics
Allstate
Monthly
$229/mo
Annual
$2,746/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$241/mo
Annual
$2,893/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Alabama
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $603/mo | $7,235/yr |
| 19 years old | $365/mo | $4,375/yr |
| 21 years old | $290/mo | $3,485/yr |
| 25 years old | $191/mo | $2,292/yr |
| 30 years old | $158/mo | $1,894/yr |
| 40 years old | $148/mo | $1,780/yr |
| 50 years old | $144/mo | $1,724/yr |
| 65 years old | $156/mo | $1,875/yr |