Ram 1500 Insurance in Arizona (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Arizona costs $232/month ($2,781/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Arizona
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $171/mo | $2,058/yr | Military families |
| Erie Insurance | $183/mo | $2,197/yr | Rate lock guarantee |
| GEICO | $190/mo | $2,280/yr | Clean driving record |
| Progressive | $204/mo | $2,447/yr | Telematics savings |
| State Farm | $211/mo | $2,531/yr | Good students |
| Travelers | $220/mo | $2,642/yr | Multiple discounts |
| Nationwide | $241/mo | $2,892/yr | Bundling home + auto |
| Farmers | $250/mo | $3,003/yr | Signal telematics |
| Allstate | $260/mo | $3,115/yr | Accident forgiveness |
| Liberty Mutual | $273/mo | $3,282/yr | New car replacement |
USAACheapest
Monthly
$171/mo
Annual
$2,058/yr
Best for: Military families
Erie Insurance
Monthly
$183/mo
Annual
$2,197/yr
Best for: Rate lock guarantee
GEICO
Monthly
$190/mo
Annual
$2,280/yr
Best for: Clean driving record
Progressive
Monthly
$204/mo
Annual
$2,447/yr
Best for: Telematics savings
State Farm
Monthly
$211/mo
Annual
$2,531/yr
Best for: Good students
Travelers
Monthly
$220/mo
Annual
$2,642/yr
Best for: Multiple discounts
Nationwide
Monthly
$241/mo
Annual
$2,892/yr
Best for: Bundling home + auto
Farmers
Monthly
$250/mo
Annual
$3,003/yr
Best for: Signal telematics
Allstate
Monthly
$260/mo
Annual
$3,115/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$273/mo
Annual
$3,282/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Arizona
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $684/mo | $8,205/yr |
| 19 years old | $414/mo | $4,962/yr |
| 21 years old | $329/mo | $3,952/yr |
| 25 years old | $217/mo | $2,599/yr |
| 30 years old | $179/mo | $2,148/yr |
| 40 years old | $168/mo | $2,019/yr |
| 50 years old | $163/mo | $1,955/yr |
| 65 years old | $177/mo | $2,127/yr |