Ram 1500 Insurance in Delaware (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Delaware costs $236/month ($2,828/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Delaware
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $174/mo | $2,093/yr | Military families |
| Erie Insurance | $186/mo | $2,234/yr | Rate lock guarantee |
| GEICO | $193/mo | $2,319/yr | Clean driving record |
| Progressive | $207/mo | $2,489/yr | Telematics savings |
| State Farm | $214/mo | $2,573/yr | Good students |
| Travelers | $224/mo | $2,687/yr | Multiple discounts |
| Nationwide | $245/mo | $2,941/yr | Bundling home + auto |
| Farmers | $255/mo | $3,054/yr | Signal telematics |
| Allstate | $264/mo | $3,167/yr | Accident forgiveness |
| Liberty Mutual | $278/mo | $3,337/yr | New car replacement |
USAACheapest
Monthly
$174/mo
Annual
$2,093/yr
Best for: Military families
Erie Insurance
Monthly
$186/mo
Annual
$2,234/yr
Best for: Rate lock guarantee
GEICO
Monthly
$193/mo
Annual
$2,319/yr
Best for: Clean driving record
Progressive
Monthly
$207/mo
Annual
$2,489/yr
Best for: Telematics savings
State Farm
Monthly
$214/mo
Annual
$2,573/yr
Best for: Good students
Travelers
Monthly
$224/mo
Annual
$2,687/yr
Best for: Multiple discounts
Nationwide
Monthly
$245/mo
Annual
$2,941/yr
Best for: Bundling home + auto
Farmers
Monthly
$255/mo
Annual
$3,054/yr
Best for: Signal telematics
Allstate
Monthly
$264/mo
Annual
$3,167/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$278/mo
Annual
$3,337/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Delaware
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $695/mo | $8,343/yr |
| 19 years old | $420/mo | $5,045/yr |
| 21 years old | $335/mo | $4,019/yr |
| 25 years old | $220/mo | $2,643/yr |
| 30 years old | $182/mo | $2,184/yr |
| 40 years old | $171/mo | $2,053/yr |
| 50 years old | $166/mo | $1,987/yr |
| 65 years old | $180/mo | $2,162/yr |