Ram 1500 Insurance in Idaho (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Idaho costs $140/month ($1,678/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Idaho
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $103/mo | $1,242/yr | Military families |
| Erie Insurance | $110/mo | $1,326/yr | Rate lock guarantee |
| GEICO | $115/mo | $1,376/yr | Clean driving record |
| Progressive | $123/mo | $1,477/yr | Telematics savings |
| State Farm | $127/mo | $1,527/yr | Good students |
| Travelers | $133/mo | $1,594/yr | Multiple discounts |
| Nationwide | $145/mo | $1,745/yr | Bundling home + auto |
| Farmers | $151/mo | $1,812/yr | Signal telematics |
| Allstate | $157/mo | $1,879/yr | Accident forgiveness |
| Liberty Mutual | $165/mo | $1,980/yr | New car replacement |
USAACheapest
Monthly
$103/mo
Annual
$1,242/yr
Best for: Military families
Erie Insurance
Monthly
$110/mo
Annual
$1,326/yr
Best for: Rate lock guarantee
GEICO
Monthly
$115/mo
Annual
$1,376/yr
Best for: Clean driving record
Progressive
Monthly
$123/mo
Annual
$1,477/yr
Best for: Telematics savings
State Farm
Monthly
$127/mo
Annual
$1,527/yr
Best for: Good students
Travelers
Monthly
$133/mo
Annual
$1,594/yr
Best for: Multiple discounts
Nationwide
Monthly
$145/mo
Annual
$1,745/yr
Best for: Bundling home + auto
Farmers
Monthly
$151/mo
Annual
$1,812/yr
Best for: Signal telematics
Allstate
Monthly
$157/mo
Annual
$1,879/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$165/mo
Annual
$1,980/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Idaho
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $413/mo | $4,951/yr |
| 19 years old | $250/mo | $2,994/yr |
| 21 years old | $199/mo | $2,385/yr |
| 25 years old | $131/mo | $1,568/yr |
| 30 years old | $108/mo | $1,296/yr |
| 40 years old | $102/mo | $1,218/yr |
| 50 years old | $98/mo | $1,179/yr |
| 65 years old | $107/mo | $1,283/yr |