Ram 1500 Insurance in Maryland (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Maryland costs $226/month ($2,711/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Maryland
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $167/mo | $2,006/yr | Military families |
| Erie Insurance | $178/mo | $2,142/yr | Rate lock guarantee |
| GEICO | $185/mo | $2,223/yr | Clean driving record |
| Progressive | $199/mo | $2,386/yr | Telematics savings |
| State Farm | $206/mo | $2,467/yr | Good students |
| Travelers | $215/mo | $2,575/yr | Multiple discounts |
| Nationwide | $235/mo | $2,819/yr | Bundling home + auto |
| Farmers | $244/mo | $2,928/yr | Signal telematics |
| Allstate | $253/mo | $3,036/yr | Accident forgiveness |
| Liberty Mutual | $267/mo | $3,199/yr | New car replacement |
USAACheapest
Monthly
$167/mo
Annual
$2,006/yr
Best for: Military families
Erie Insurance
Monthly
$178/mo
Annual
$2,142/yr
Best for: Rate lock guarantee
GEICO
Monthly
$185/mo
Annual
$2,223/yr
Best for: Clean driving record
Progressive
Monthly
$199/mo
Annual
$2,386/yr
Best for: Telematics savings
State Farm
Monthly
$206/mo
Annual
$2,467/yr
Best for: Good students
Travelers
Monthly
$215/mo
Annual
$2,575/yr
Best for: Multiple discounts
Nationwide
Monthly
$235/mo
Annual
$2,819/yr
Best for: Bundling home + auto
Farmers
Monthly
$244/mo
Annual
$2,928/yr
Best for: Signal telematics
Allstate
Monthly
$253/mo
Annual
$3,036/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$267/mo
Annual
$3,199/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Maryland
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $667/mo | $7,999/yr |
| 19 years old | $403/mo | $4,837/yr |
| 21 years old | $321/mo | $3,853/yr |
| 25 years old | $211/mo | $2,534/yr |
| 30 years old | $175/mo | $2,094/yr |
| 40 years old | $164/mo | $1,968/yr |
| 50 years old | $159/mo | $1,906/yr |
| 65 years old | $173/mo | $2,073/yr |