Ram 1500 Insurance in Minnesota (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Minnesota costs $203/month ($2,431/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Minnesota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $150/mo | $1,799/yr | Military families |
| Erie Insurance | $160/mo | $1,920/yr | Rate lock guarantee |
| GEICO | $166/mo | $1,993/yr | Clean driving record |
| Progressive | $178/mo | $2,139/yr | Telematics savings |
| State Farm | $184/mo | $2,212/yr | Good students |
| Travelers | $192/mo | $2,309/yr | Multiple discounts |
| Nationwide | $211/mo | $2,528/yr | Bundling home + auto |
| Farmers | $219/mo | $2,625/yr | Signal telematics |
| Allstate | $227/mo | $2,723/yr | Accident forgiveness |
| Liberty Mutual | $239/mo | $2,869/yr | New car replacement |
USAACheapest
Monthly
$150/mo
Annual
$1,799/yr
Best for: Military families
Erie Insurance
Monthly
$160/mo
Annual
$1,920/yr
Best for: Rate lock guarantee
GEICO
Monthly
$166/mo
Annual
$1,993/yr
Best for: Clean driving record
Progressive
Monthly
$178/mo
Annual
$2,139/yr
Best for: Telematics savings
State Farm
Monthly
$184/mo
Annual
$2,212/yr
Best for: Good students
Travelers
Monthly
$192/mo
Annual
$2,309/yr
Best for: Multiple discounts
Nationwide
Monthly
$211/mo
Annual
$2,528/yr
Best for: Bundling home + auto
Farmers
Monthly
$219/mo
Annual
$2,625/yr
Best for: Signal telematics
Allstate
Monthly
$227/mo
Annual
$2,723/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$239/mo
Annual
$2,869/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Minnesota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $598/mo | $7,174/yr |
| 19 years old | $362/mo | $4,338/yr |
| 21 years old | $288/mo | $3,456/yr |
| 25 years old | $189/mo | $2,272/yr |
| 30 years old | $157/mo | $1,878/yr |
| 40 years old | $147/mo | $1,765/yr |
| 50 years old | $142/mo | $1,709/yr |
| 65 years old | $155/mo | $1,859/yr |