Ram 1500 Insurance in Nebraska (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Nebraska costs $185/month ($2,222/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Nebraska
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $137/mo | $1,644/yr | Military families |
| Erie Insurance | $146/mo | $1,755/yr | Rate lock guarantee |
| GEICO | $152/mo | $1,822/yr | Clean driving record |
| Progressive | $163/mo | $1,955/yr | Telematics savings |
| State Farm | $169/mo | $2,022/yr | Good students |
| Travelers | $176/mo | $2,111/yr | Multiple discounts |
| Nationwide | $193/mo | $2,311/yr | Bundling home + auto |
| Farmers | $200/mo | $2,400/yr | Signal telematics |
| Allstate | $207/mo | $2,489/yr | Accident forgiveness |
| Liberty Mutual | $218/mo | $2,622/yr | New car replacement |
USAACheapest
Monthly
$137/mo
Annual
$1,644/yr
Best for: Military families
Erie Insurance
Monthly
$146/mo
Annual
$1,755/yr
Best for: Rate lock guarantee
GEICO
Monthly
$152/mo
Annual
$1,822/yr
Best for: Clean driving record
Progressive
Monthly
$163/mo
Annual
$1,955/yr
Best for: Telematics savings
State Farm
Monthly
$169/mo
Annual
$2,022/yr
Best for: Good students
Travelers
Monthly
$176/mo
Annual
$2,111/yr
Best for: Multiple discounts
Nationwide
Monthly
$193/mo
Annual
$2,311/yr
Best for: Bundling home + auto
Farmers
Monthly
$200/mo
Annual
$2,400/yr
Best for: Signal telematics
Allstate
Monthly
$207/mo
Annual
$2,489/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$218/mo
Annual
$2,622/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Nebraska
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $546/mo | $6,555/yr |
| 19 years old | $330/mo | $3,964/yr |
| 21 years old | $263/mo | $3,157/yr |
| 25 years old | $173/mo | $2,076/yr |
| 30 years old | $143/mo | $1,716/yr |
| 40 years old | $134/mo | $1,613/yr |
| 50 years old | $130/mo | $1,562/yr |
| 65 years old | $142/mo | $1,699/yr |