Ram 1500 Insurance in Nevada (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Nevada costs $276/month ($3,317/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Nevada
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $205/mo | $2,455/yr | Military families |
| Erie Insurance | $218/mo | $2,620/yr | Rate lock guarantee |
| GEICO | $227/mo | $2,720/yr | Clean driving record |
| Progressive | $243/mo | $2,919/yr | Telematics savings |
| State Farm | $252/mo | $3,018/yr | Good students |
| Travelers | $263/mo | $3,151/yr | Multiple discounts |
| Nationwide | $287/mo | $3,450/yr | Bundling home + auto |
| Farmers | $299/mo | $3,582/yr | Signal telematics |
| Allstate | $310/mo | $3,715/yr | Accident forgiveness |
| Liberty Mutual | $326/mo | $3,914/yr | New car replacement |
USAACheapest
Monthly
$205/mo
Annual
$2,455/yr
Best for: Military families
Erie Insurance
Monthly
$218/mo
Annual
$2,620/yr
Best for: Rate lock guarantee
GEICO
Monthly
$227/mo
Annual
$2,720/yr
Best for: Clean driving record
Progressive
Monthly
$243/mo
Annual
$2,919/yr
Best for: Telematics savings
State Farm
Monthly
$252/mo
Annual
$3,018/yr
Best for: Good students
Travelers
Monthly
$263/mo
Annual
$3,151/yr
Best for: Multiple discounts
Nationwide
Monthly
$287/mo
Annual
$3,450/yr
Best for: Bundling home + auto
Farmers
Monthly
$299/mo
Annual
$3,582/yr
Best for: Signal telematics
Allstate
Monthly
$310/mo
Annual
$3,715/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$326/mo
Annual
$3,914/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Nevada
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $816/mo | $9,787/yr |
| 19 years old | $493/mo | $5,918/yr |
| 21 years old | $393/mo | $4,714/yr |
| 25 years old | $258/mo | $3,100/yr |
| 30 years old | $214/mo | $2,562/yr |
| 40 years old | $201/mo | $2,408/yr |
| 50 years old | $194/mo | $2,331/yr |
| 65 years old | $211/mo | $2,536/yr |