Ram 1500 Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in New York costs $414/month ($4,972/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $307/mo | $3,679/yr | Military families |
| Erie Insurance | $327/mo | $3,928/yr | Rate lock guarantee |
| GEICO | $340/mo | $4,077/yr | Clean driving record |
| Progressive | $365/mo | $4,375/yr | Telematics savings |
| State Farm | $377/mo | $4,525/yr | Good students |
| Travelers | $394/mo | $4,723/yr | Multiple discounts |
| Nationwide | $431/mo | $5,171/yr | Bundling home + auto |
| Farmers | $447/mo | $5,370/yr | Signal telematics |
| Allstate | $464/mo | $5,569/yr | Accident forgiveness |
| Liberty Mutual | $489/mo | $5,867/yr | New car replacement |
USAACheapest
Monthly
$307/mo
Annual
$3,679/yr
Best for: Military families
Erie Insurance
Monthly
$327/mo
Annual
$3,928/yr
Best for: Rate lock guarantee
GEICO
Monthly
$340/mo
Annual
$4,077/yr
Best for: Clean driving record
Progressive
Monthly
$365/mo
Annual
$4,375/yr
Best for: Telematics savings
State Farm
Monthly
$377/mo
Annual
$4,525/yr
Best for: Good students
Travelers
Monthly
$394/mo
Annual
$4,723/yr
Best for: Multiple discounts
Nationwide
Monthly
$431/mo
Annual
$5,171/yr
Best for: Bundling home + auto
Farmers
Monthly
$447/mo
Annual
$5,370/yr
Best for: Signal telematics
Allstate
Monthly
$464/mo
Annual
$5,569/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$489/mo
Annual
$5,867/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |