Ram 1500 Insurance in Oregon (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Oregon costs $188/month ($2,261/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Oregon
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $139/mo | $1,673/yr | Military families |
| Erie Insurance | $149/mo | $1,786/yr | Rate lock guarantee |
| GEICO | $155/mo | $1,854/yr | Clean driving record |
| Progressive | $166/mo | $1,990/yr | Telematics savings |
| State Farm | $171/mo | $2,058/yr | Good students |
| Travelers | $179/mo | $2,148/yr | Multiple discounts |
| Nationwide | $196/mo | $2,351/yr | Bundling home + auto |
| Farmers | $203/mo | $2,442/yr | Signal telematics |
| Allstate | $211/mo | $2,532/yr | Accident forgiveness |
| Liberty Mutual | $222/mo | $2,668/yr | New car replacement |
USAACheapest
Monthly
$139/mo
Annual
$1,673/yr
Best for: Military families
Erie Insurance
Monthly
$149/mo
Annual
$1,786/yr
Best for: Rate lock guarantee
GEICO
Monthly
$155/mo
Annual
$1,854/yr
Best for: Clean driving record
Progressive
Monthly
$166/mo
Annual
$1,990/yr
Best for: Telematics savings
State Farm
Monthly
$171/mo
Annual
$2,058/yr
Best for: Good students
Travelers
Monthly
$179/mo
Annual
$2,148/yr
Best for: Multiple discounts
Nationwide
Monthly
$196/mo
Annual
$2,351/yr
Best for: Bundling home + auto
Farmers
Monthly
$203/mo
Annual
$2,442/yr
Best for: Signal telematics
Allstate
Monthly
$211/mo
Annual
$2,532/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$222/mo
Annual
$2,668/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Oregon
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $556/mo | $6,670/yr |
| 19 years old | $336/mo | $4,033/yr |
| 21 years old | $268/mo | $3,213/yr |
| 25 years old | $176/mo | $2,113/yr |
| 30 years old | $146/mo | $1,746/yr |
| 40 years old | $137/mo | $1,641/yr |
| 50 years old | $132/mo | $1,589/yr |
| 65 years old | $144/mo | $1,729/yr |