Ram 1500 Insurance in Washington (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Washington costs $190/month ($2,284/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Washington
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $141/mo | $1,690/yr | Military families |
| Erie Insurance | $150/mo | $1,804/yr | Rate lock guarantee |
| GEICO | $156/mo | $1,873/yr | Clean driving record |
| Progressive | $167/mo | $2,010/yr | Telematics savings |
| State Farm | $173/mo | $2,078/yr | Good students |
| Travelers | $181/mo | $2,170/yr | Multiple discounts |
| Nationwide | $198/mo | $2,375/yr | Bundling home + auto |
| Farmers | $206/mo | $2,467/yr | Signal telematics |
| Allstate | $213/mo | $2,558/yr | Accident forgiveness |
| Liberty Mutual | $225/mo | $2,695/yr | New car replacement |
USAACheapest
Monthly
$141/mo
Annual
$1,690/yr
Best for: Military families
Erie Insurance
Monthly
$150/mo
Annual
$1,804/yr
Best for: Rate lock guarantee
GEICO
Monthly
$156/mo
Annual
$1,873/yr
Best for: Clean driving record
Progressive
Monthly
$167/mo
Annual
$2,010/yr
Best for: Telematics savings
State Farm
Monthly
$173/mo
Annual
$2,078/yr
Best for: Good students
Travelers
Monthly
$181/mo
Annual
$2,170/yr
Best for: Multiple discounts
Nationwide
Monthly
$198/mo
Annual
$2,375/yr
Best for: Bundling home + auto
Farmers
Monthly
$206/mo
Annual
$2,467/yr
Best for: Signal telematics
Allstate
Monthly
$213/mo
Annual
$2,558/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$225/mo
Annual
$2,695/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Washington
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $562/mo | $6,738/yr |
| 19 years old | $340/mo | $4,075/yr |
| 21 years old | $271/mo | $3,246/yr |
| 25 years old | $178/mo | $2,134/yr |
| 30 years old | $147/mo | $1,764/yr |
| 40 years old | $138/mo | $1,658/yr |
| 50 years old | $134/mo | $1,605/yr |
| 65 years old | $146/mo | $1,746/yr |