Ram 1500 Insurance in West Virginia (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in West Virginia costs $191/month ($2,292/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in West Virginia
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $141/mo | $1,696/yr | Military families |
| Erie Insurance | $151/mo | $1,811/yr | Rate lock guarantee |
| GEICO | $157/mo | $1,879/yr | Clean driving record |
| Progressive | $168/mo | $2,017/yr | Telematics savings |
| State Farm | $174/mo | $2,086/yr | Good students |
| Travelers | $181/mo | $2,177/yr | Multiple discounts |
| Nationwide | $199/mo | $2,384/yr | Bundling home + auto |
| Farmers | $206/mo | $2,475/yr | Signal telematics |
| Allstate | $214/mo | $2,567/yr | Accident forgiveness |
| Liberty Mutual | $225/mo | $2,705/yr | New car replacement |
USAACheapest
Monthly
$141/mo
Annual
$1,696/yr
Best for: Military families
Erie Insurance
Monthly
$151/mo
Annual
$1,811/yr
Best for: Rate lock guarantee
GEICO
Monthly
$157/mo
Annual
$1,879/yr
Best for: Clean driving record
Progressive
Monthly
$168/mo
Annual
$2,017/yr
Best for: Telematics savings
State Farm
Monthly
$174/mo
Annual
$2,086/yr
Best for: Good students
Travelers
Monthly
$181/mo
Annual
$2,177/yr
Best for: Multiple discounts
Nationwide
Monthly
$199/mo
Annual
$2,384/yr
Best for: Bundling home + auto
Farmers
Monthly
$206/mo
Annual
$2,475/yr
Best for: Signal telematics
Allstate
Monthly
$214/mo
Annual
$2,567/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$225/mo
Annual
$2,705/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in West Virginia
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $563/mo | $6,761/yr |
| 19 years old | $341/mo | $4,089/yr |
| 21 years old | $271/mo | $3,257/yr |
| 25 years old | $179/mo | $2,142/yr |
| 30 years old | $148/mo | $1,770/yr |
| 40 years old | $139/mo | $1,664/yr |
| 50 years old | $134/mo | $1,611/yr |
| 65 years old | $146/mo | $1,752/yr |