Ram 1500 Insurance in Wisconsin (2026)
Quick Answer
Full coverage for a 2024 Ram 1500 in Wisconsin costs $161/month ($1,934/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ram 1500 Rates by Company in Wisconsin
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $119/mo | $1,431/yr | Military families |
| Erie Insurance | $127/mo | $1,528/yr | Rate lock guarantee |
| GEICO | $132/mo | $1,586/yr | Clean driving record |
| Progressive | $142/mo | $1,702/yr | Telematics savings |
| State Farm | $147/mo | $1,760/yr | Good students |
| Travelers | $153/mo | $1,837/yr | Multiple discounts |
| Nationwide | $168/mo | $2,011/yr | Bundling home + auto |
| Farmers | $174/mo | $2,089/yr | Signal telematics |
| Allstate | $181/mo | $2,166/yr | Accident forgiveness |
| Liberty Mutual | $190/mo | $2,282/yr | New car replacement |
USAACheapest
Monthly
$119/mo
Annual
$1,431/yr
Best for: Military families
Erie Insurance
Monthly
$127/mo
Annual
$1,528/yr
Best for: Rate lock guarantee
GEICO
Monthly
$132/mo
Annual
$1,586/yr
Best for: Clean driving record
Progressive
Monthly
$142/mo
Annual
$1,702/yr
Best for: Telematics savings
State Farm
Monthly
$147/mo
Annual
$1,760/yr
Best for: Good students
Travelers
Monthly
$153/mo
Annual
$1,837/yr
Best for: Multiple discounts
Nationwide
Monthly
$168/mo
Annual
$2,011/yr
Best for: Bundling home + auto
Farmers
Monthly
$174/mo
Annual
$2,089/yr
Best for: Signal telematics
Allstate
Monthly
$181/mo
Annual
$2,166/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$190/mo
Annual
$2,282/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ram 1500 Insurance by Age in Wisconsin
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $476/mo | $5,707/yr |
| 19 years old | $288/mo | $3,451/yr |
| 21 years old | $229/mo | $2,749/yr |
| 25 years old | $151/mo | $1,808/yr |
| 30 years old | $125/mo | $1,494/yr |
| 40 years old | $117/mo | $1,404/yr |
| 50 years old | $113/mo | $1,360/yr |
| 65 years old | $123/mo | $1,479/yr |