Subaru Forester Insurance in Iowa (2026)
Quick Answer
Full coverage for a 2024 Subaru Forester in Iowa costs $119/month ($1,432/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Forester Rates by Company in Iowa
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $88/mo | $1,060/yr | Military families |
| Erie Insurance | $94/mo | $1,131/yr | Rate lock guarantee |
| GEICO | $98/mo | $1,174/yr | Clean driving record |
| Progressive | $105/mo | $1,260/yr | Telematics savings |
| State Farm | $109/mo | $1,303/yr | Good students |
| Travelers | $113/mo | $1,360/yr | Multiple discounts |
| Nationwide | $124/mo | $1,489/yr | Bundling home + auto |
| Farmers | $129/mo | $1,547/yr | Signal telematics |
| Allstate | $134/mo | $1,604/yr | Accident forgiveness |
| Liberty Mutual | $141/mo | $1,690/yr | New car replacement |
USAACheapest
Monthly
$88/mo
Annual
$1,060/yr
Best for: Military families
Erie Insurance
Monthly
$94/mo
Annual
$1,131/yr
Best for: Rate lock guarantee
GEICO
Monthly
$98/mo
Annual
$1,174/yr
Best for: Clean driving record
Progressive
Monthly
$105/mo
Annual
$1,260/yr
Best for: Telematics savings
State Farm
Monthly
$109/mo
Annual
$1,303/yr
Best for: Good students
Travelers
Monthly
$113/mo
Annual
$1,360/yr
Best for: Multiple discounts
Nationwide
Monthly
$124/mo
Annual
$1,489/yr
Best for: Bundling home + auto
Farmers
Monthly
$129/mo
Annual
$1,547/yr
Best for: Signal telematics
Allstate
Monthly
$134/mo
Annual
$1,604/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$141/mo
Annual
$1,690/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Forester Insurance by Age in Iowa
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $470/mo | $5,638/yr |
| 19 years old | $284/mo | $3,410/yr |
| 21 years old | $226/mo | $2,716/yr |
| 25 years old | $149/mo | $1,786/yr |
| 30 years old | $123/mo | $1,476/yr |
| 40 years old | $116/mo | $1,387/yr |
| 50 years old | $112/mo | $1,343/yr |
| 65 years old | $122/mo | $1,461/yr |