Subaru Forester Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 Subaru Forester in Kentucky costs $203/month ($2,433/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Forester Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $150/mo | $1,800/yr | Military families |
| Erie Insurance | $160/mo | $1,922/yr | Rate lock guarantee |
| GEICO | $166/mo | $1,995/yr | Clean driving record |
| Progressive | $178/mo | $2,141/yr | Telematics savings |
| State Farm | $185/mo | $2,214/yr | Good students |
| Travelers | $193/mo | $2,311/yr | Multiple discounts |
| Nationwide | $211/mo | $2,530/yr | Bundling home + auto |
| Farmers | $219/mo | $2,628/yr | Signal telematics |
| Allstate | $227/mo | $2,725/yr | Accident forgiveness |
| Liberty Mutual | $239/mo | $2,871/yr | New car replacement |
USAACheapest
Monthly
$150/mo
Annual
$1,800/yr
Best for: Military families
Erie Insurance
Monthly
$160/mo
Annual
$1,922/yr
Best for: Rate lock guarantee
GEICO
Monthly
$166/mo
Annual
$1,995/yr
Best for: Clean driving record
Progressive
Monthly
$178/mo
Annual
$2,141/yr
Best for: Telematics savings
State Farm
Monthly
$185/mo
Annual
$2,214/yr
Best for: Good students
Travelers
Monthly
$193/mo
Annual
$2,311/yr
Best for: Multiple discounts
Nationwide
Monthly
$211/mo
Annual
$2,530/yr
Best for: Bundling home + auto
Farmers
Monthly
$219/mo
Annual
$2,628/yr
Best for: Signal telematics
Allstate
Monthly
$227/mo
Annual
$2,725/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$239/mo
Annual
$2,871/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Forester Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |