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2024 Subaru Forester: 5-Year Total Cost of Ownership

Quick Answer

The 2024 Subaru Forester costs $39,916 to own over 5 years, or $665/month. The biggest expenses are depreciation ($14,026) and insurance ($9,660).

✓ Updated March 2026✓ Based on state insurance filings

5-Year Total Cost of Ownership

$39,916

$665/month • $1/mile

Cost Breakdown

Depreciation$14,026 (35%)
Insurance$9,660 (24%)
Fuel/Energy$7,966 (20%)
Maintenance$2,260 (6%)
Financing$5,645 (14%)
Registration$360 (1%)

Year-by-Year Costs

YearDepreciationInsuranceFuelMaintenanceTotal
Year 1$5,009$1,932$1,593$452$8,986
Year 2$2,254$1,932$1,593$452$6,231
Year 3$2,254$1,932$1,593$452$6,231
Year 4$2,254$1,932$1,593$452$6,231
Year 5$2,254$1,932$1,593$452$6,231

Key Facts

1-Year Depreciation

15% ($5,009)

5-Year Depreciation

42% ($14,026)

Annual Repair Cost

$568

Annual Maintenance

$452

These are estimates based on state averages. Your exact rate depends on your specific profile.

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