Subaru Legacy Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in California costs $186/month ($2,226/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $137/mo | $1,647/yr | Military families |
| Erie Insurance | $147/mo | $1,759/yr | Rate lock guarantee |
| GEICO | $152/mo | $1,825/yr | Clean driving record |
| Progressive | $163/mo | $1,959/yr | Telematics savings |
| State Farm | $169/mo | $2,026/yr | Good students |
| Travelers | $176/mo | $2,115/yr | Multiple discounts |
| Nationwide | $193/mo | $2,315/yr | Bundling home + auto |
| Farmers | $200/mo | $2,404/yr | Signal telematics |
| Allstate | $208/mo | $2,493/yr | Accident forgiveness |
| Liberty Mutual | $219/mo | $2,627/yr | New car replacement |
USAACheapest
Monthly
$137/mo
Annual
$1,647/yr
Best for: Military families
Erie Insurance
Monthly
$147/mo
Annual
$1,759/yr
Best for: Rate lock guarantee
GEICO
Monthly
$152/mo
Annual
$1,825/yr
Best for: Clean driving record
Progressive
Monthly
$163/mo
Annual
$1,959/yr
Best for: Telematics savings
State Farm
Monthly
$169/mo
Annual
$2,026/yr
Best for: Good students
Travelers
Monthly
$176/mo
Annual
$2,115/yr
Best for: Multiple discounts
Nationwide
Monthly
$193/mo
Annual
$2,315/yr
Best for: Bundling home + auto
Farmers
Monthly
$200/mo
Annual
$2,404/yr
Best for: Signal telematics
Allstate
Monthly
$208/mo
Annual
$2,493/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$219/mo
Annual
$2,627/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |