Subaru Legacy Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Florida costs $303/month ($3,635/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $224/mo | $2,690/yr | Military families |
| Erie Insurance | $239/mo | $2,872/yr | Rate lock guarantee |
| GEICO | $248/mo | $2,981/yr | Clean driving record |
| Progressive | $267/mo | $3,199/yr | Telematics savings |
| State Farm | $276/mo | $3,308/yr | Good students |
| Travelers | $288/mo | $3,453/yr | Multiple discounts |
| Nationwide | $315/mo | $3,780/yr | Bundling home + auto |
| Farmers | $327/mo | $3,926/yr | Signal telematics |
| Allstate | $339/mo | $4,071/yr | Accident forgiveness |
| Liberty Mutual | $357/mo | $4,289/yr | New car replacement |
USAACheapest
Monthly
$224/mo
Annual
$2,690/yr
Best for: Military families
Erie Insurance
Monthly
$239/mo
Annual
$2,872/yr
Best for: Rate lock guarantee
GEICO
Monthly
$248/mo
Annual
$2,981/yr
Best for: Clean driving record
Progressive
Monthly
$267/mo
Annual
$3,199/yr
Best for: Telematics savings
State Farm
Monthly
$276/mo
Annual
$3,308/yr
Best for: Good students
Travelers
Monthly
$288/mo
Annual
$3,453/yr
Best for: Multiple discounts
Nationwide
Monthly
$315/mo
Annual
$3,780/yr
Best for: Bundling home + auto
Farmers
Monthly
$327/mo
Annual
$3,926/yr
Best for: Signal telematics
Allstate
Monthly
$339/mo
Annual
$4,071/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$357/mo
Annual
$4,289/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |