Subaru Legacy Insurance in Hawaii (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Hawaii costs $124/month ($1,482/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Hawaii
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $91/mo | $1,097/yr | Military families |
| Erie Insurance | $98/mo | $1,171/yr | Rate lock guarantee |
| GEICO | $101/mo | $1,215/yr | Clean driving record |
| Progressive | $109/mo | $1,304/yr | Telematics savings |
| State Farm | $112/mo | $1,349/yr | Good students |
| Travelers | $117/mo | $1,408/yr | Multiple discounts |
| Nationwide | $128/mo | $1,541/yr | Bundling home + auto |
| Farmers | $133/mo | $1,601/yr | Signal telematics |
| Allstate | $138/mo | $1,660/yr | Accident forgiveness |
| Liberty Mutual | $146/mo | $1,749/yr | New car replacement |
USAACheapest
Monthly
$91/mo
Annual
$1,097/yr
Best for: Military families
Erie Insurance
Monthly
$98/mo
Annual
$1,171/yr
Best for: Rate lock guarantee
GEICO
Monthly
$101/mo
Annual
$1,215/yr
Best for: Clean driving record
Progressive
Monthly
$109/mo
Annual
$1,304/yr
Best for: Telematics savings
State Farm
Monthly
$112/mo
Annual
$1,349/yr
Best for: Good students
Travelers
Monthly
$117/mo
Annual
$1,408/yr
Best for: Multiple discounts
Nationwide
Monthly
$128/mo
Annual
$1,541/yr
Best for: Bundling home + auto
Farmers
Monthly
$133/mo
Annual
$1,601/yr
Best for: Signal telematics
Allstate
Monthly
$138/mo
Annual
$1,660/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$146/mo
Annual
$1,749/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in Hawaii
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $512/mo | $6,143/yr |
| 19 years old | $310/mo | $3,714/yr |
| 21 years old | $247/mo | $2,959/yr |
| 25 years old | $162/mo | $1,946/yr |
| 30 years old | $134/mo | $1,608/yr |
| 40 years old | $126/mo | $1,512/yr |
| 50 years old | $122/mo | $1,463/yr |
| 65 years old | $133/mo | $1,592/yr |