Subaru Legacy Insurance in Idaho (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Idaho costs $100/month ($1,194/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Idaho
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $74/mo | $884/yr | Military families |
| Erie Insurance | $79/mo | $943/yr | Rate lock guarantee |
| GEICO | $82/mo | $979/yr | Clean driving record |
| Progressive | $88/mo | $1,051/yr | Telematics savings |
| State Farm | $91/mo | $1,087/yr | Good students |
| Travelers | $95/mo | $1,134/yr | Multiple discounts |
| Nationwide | $103/mo | $1,242/yr | Bundling home + auto |
| Farmers | $107/mo | $1,290/yr | Signal telematics |
| Allstate | $111/mo | $1,337/yr | Accident forgiveness |
| Liberty Mutual | $117/mo | $1,409/yr | New car replacement |
USAACheapest
Monthly
$74/mo
Annual
$884/yr
Best for: Military families
Erie Insurance
Monthly
$79/mo
Annual
$943/yr
Best for: Rate lock guarantee
GEICO
Monthly
$82/mo
Annual
$979/yr
Best for: Clean driving record
Progressive
Monthly
$88/mo
Annual
$1,051/yr
Best for: Telematics savings
State Farm
Monthly
$91/mo
Annual
$1,087/yr
Best for: Good students
Travelers
Monthly
$95/mo
Annual
$1,134/yr
Best for: Multiple discounts
Nationwide
Monthly
$103/mo
Annual
$1,242/yr
Best for: Bundling home + auto
Farmers
Monthly
$107/mo
Annual
$1,290/yr
Best for: Signal telematics
Allstate
Monthly
$111/mo
Annual
$1,337/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$117/mo
Annual
$1,409/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Subaru Legacy Insurance by Age in Idaho
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $413/mo | $4,951/yr |
| 19 years old | $250/mo | $2,994/yr |
| 21 years old | $199/mo | $2,385/yr |
| 25 years old | $131/mo | $1,568/yr |
| 30 years old | $108/mo | $1,296/yr |
| 40 years old | $102/mo | $1,218/yr |
| 50 years old | $98/mo | $1,179/yr |
| 65 years old | $107/mo | $1,283/yr |