Subaru Legacy Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Illinois costs $143/month ($1,720/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $106/mo | $1,273/yr | Military families |
| Erie Insurance | $113/mo | $1,359/yr | Rate lock guarantee |
| GEICO | $118/mo | $1,410/yr | Clean driving record |
| Progressive | $126/mo | $1,514/yr | Telematics savings |
| State Farm | $130/mo | $1,565/yr | Good students |
| Travelers | $136/mo | $1,634/yr | Multiple discounts |
| Nationwide | $149/mo | $1,789/yr | Bundling home + auto |
| Farmers | $155/mo | $1,858/yr | Signal telematics |
| Allstate | $161/mo | $1,926/yr | Accident forgiveness |
| Liberty Mutual | $169/mo | $2,030/yr | New car replacement |
USAACheapest
Monthly
$106/mo
Annual
$1,273/yr
Best for: Military families
Erie Insurance
Monthly
$113/mo
Annual
$1,359/yr
Best for: Rate lock guarantee
GEICO
Monthly
$118/mo
Annual
$1,410/yr
Best for: Clean driving record
Progressive
Monthly
$126/mo
Annual
$1,514/yr
Best for: Telematics savings
State Farm
Monthly
$130/mo
Annual
$1,565/yr
Best for: Good students
Travelers
Monthly
$136/mo
Annual
$1,634/yr
Best for: Multiple discounts
Nationwide
Monthly
$149/mo
Annual
$1,789/yr
Best for: Bundling home + auto
Farmers
Monthly
$155/mo
Annual
$1,858/yr
Best for: Signal telematics
Allstate
Monthly
$161/mo
Annual
$1,926/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$169/mo
Annual
$2,030/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |