Subaru Legacy Insurance in Louisiana (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Louisiana costs $285/month ($3,417/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Louisiana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $211/mo | $2,529/yr | Military families |
| Erie Insurance | $225/mo | $2,699/yr | Rate lock guarantee |
| GEICO | $233/mo | $2,802/yr | Clean driving record |
| Progressive | $251/mo | $3,007/yr | Telematics savings |
| State Farm | $259/mo | $3,109/yr | Good students |
| Travelers | $271/mo | $3,246/yr | Multiple discounts |
| Nationwide | $296/mo | $3,554/yr | Bundling home + auto |
| Farmers | $308/mo | $3,690/yr | Signal telematics |
| Allstate | $319/mo | $3,827/yr | Accident forgiveness |
| Liberty Mutual | $336/mo | $4,032/yr | New car replacement |
USAACheapest
Monthly
$211/mo
Annual
$2,529/yr
Best for: Military families
Erie Insurance
Monthly
$225/mo
Annual
$2,699/yr
Best for: Rate lock guarantee
GEICO
Monthly
$233/mo
Annual
$2,802/yr
Best for: Clean driving record
Progressive
Monthly
$251/mo
Annual
$3,007/yr
Best for: Telematics savings
State Farm
Monthly
$259/mo
Annual
$3,109/yr
Best for: Good students
Travelers
Monthly
$271/mo
Annual
$3,246/yr
Best for: Multiple discounts
Nationwide
Monthly
$296/mo
Annual
$3,554/yr
Best for: Bundling home + auto
Farmers
Monthly
$308/mo
Annual
$3,690/yr
Best for: Signal telematics
Allstate
Monthly
$319/mo
Annual
$3,827/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$336/mo
Annual
$4,032/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in Louisiana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,180/mo | $14,165/yr |
| 19 years old | $714/mo | $8,565/yr |
| 21 years old | $569/mo | $6,823/yr |
| 25 years old | $374/mo | $4,487/yr |
| 30 years old | $309/mo | $3,708/yr |
| 40 years old | $291/mo | $3,486/yr |
| 50 years old | $281/mo | $3,374/yr |
| 65 years old | $306/mo | $3,671/yr |