Subaru Legacy Insurance in Montana (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Montana costs $127/month ($1,520/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Montana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $94/mo | $1,125/yr | Military families |
| Erie Insurance | $100/mo | $1,201/yr | Rate lock guarantee |
| GEICO | $104/mo | $1,246/yr | Clean driving record |
| Progressive | $111/mo | $1,338/yr | Telematics savings |
| State Farm | $115/mo | $1,383/yr | Good students |
| Travelers | $120/mo | $1,444/yr | Multiple discounts |
| Nationwide | $132/mo | $1,581/yr | Bundling home + auto |
| Farmers | $137/mo | $1,642/yr | Signal telematics |
| Allstate | $142/mo | $1,702/yr | Accident forgiveness |
| Liberty Mutual | $149/mo | $1,794/yr | New car replacement |
USAACheapest
Monthly
$94/mo
Annual
$1,125/yr
Best for: Military families
Erie Insurance
Monthly
$100/mo
Annual
$1,201/yr
Best for: Rate lock guarantee
GEICO
Monthly
$104/mo
Annual
$1,246/yr
Best for: Clean driving record
Progressive
Monthly
$111/mo
Annual
$1,338/yr
Best for: Telematics savings
State Farm
Monthly
$115/mo
Annual
$1,383/yr
Best for: Good students
Travelers
Monthly
$120/mo
Annual
$1,444/yr
Best for: Multiple discounts
Nationwide
Monthly
$132/mo
Annual
$1,581/yr
Best for: Bundling home + auto
Farmers
Monthly
$137/mo
Annual
$1,642/yr
Best for: Signal telematics
Allstate
Monthly
$142/mo
Annual
$1,702/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$149/mo
Annual
$1,794/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Subaru Legacy Insurance by Age in Montana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $525/mo | $6,303/yr |
| 19 years old | $318/mo | $3,812/yr |
| 21 years old | $253/mo | $3,036/yr |
| 25 years old | $166/mo | $1,997/yr |
| 30 years old | $138/mo | $1,650/yr |
| 40 years old | $129/mo | $1,551/yr |
| 50 years old | $125/mo | $1,502/yr |
| 65 years old | $136/mo | $1,634/yr |