Subaru Legacy Insurance in New Jersey (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in New Jersey costs $232/month ($2,787/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in New Jersey
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $172/mo | $2,062/yr | Military families |
| Erie Insurance | $183/mo | $2,202/yr | Rate lock guarantee |
| GEICO | $190/mo | $2,285/yr | Clean driving record |
| Progressive | $204/mo | $2,453/yr | Telematics savings |
| State Farm | $211/mo | $2,536/yr | Good students |
| Travelers | $221/mo | $2,648/yr | Multiple discounts |
| Nationwide | $242/mo | $2,898/yr | Bundling home + auto |
| Farmers | $251/mo | $3,010/yr | Signal telematics |
| Allstate | $260/mo | $3,121/yr | Accident forgiveness |
| Liberty Mutual | $274/mo | $3,289/yr | New car replacement |
USAACheapest
Monthly
$172/mo
Annual
$2,062/yr
Best for: Military families
Erie Insurance
Monthly
$183/mo
Annual
$2,202/yr
Best for: Rate lock guarantee
GEICO
Monthly
$190/mo
Annual
$2,285/yr
Best for: Clean driving record
Progressive
Monthly
$204/mo
Annual
$2,453/yr
Best for: Telematics savings
State Farm
Monthly
$211/mo
Annual
$2,536/yr
Best for: Good students
Travelers
Monthly
$221/mo
Annual
$2,648/yr
Best for: Multiple discounts
Nationwide
Monthly
$242/mo
Annual
$2,898/yr
Best for: Bundling home + auto
Farmers
Monthly
$251/mo
Annual
$3,010/yr
Best for: Signal telematics
Allstate
Monthly
$260/mo
Annual
$3,121/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$274/mo
Annual
$3,289/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in New Jersey
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $963/mo | $11,552/yr |
| 19 years old | $582/mo | $6,985/yr |
| 21 years old | $464/mo | $5,564/yr |
| 25 years old | $305/mo | $3,659/yr |
| 30 years old | $252/mo | $3,024/yr |
| 40 years old | $237/mo | $2,843/yr |
| 50 years old | $229/mo | $2,752/yr |
| 65 years old | $250/mo | $2,994/yr |