Subaru Legacy Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in North Carolina costs $110/month ($1,316/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $81/mo | $974/yr | Military families |
| Erie Insurance | $87/mo | $1,040/yr | Rate lock guarantee |
| GEICO | $90/mo | $1,079/yr | Clean driving record |
| Progressive | $97/mo | $1,158/yr | Telematics savings |
| State Farm | $100/mo | $1,198/yr | Good students |
| Travelers | $104/mo | $1,250/yr | Multiple discounts |
| Nationwide | $114/mo | $1,369/yr | Bundling home + auto |
| Farmers | $118/mo | $1,421/yr | Signal telematics |
| Allstate | $123/mo | $1,474/yr | Accident forgiveness |
| Liberty Mutual | $129/mo | $1,553/yr | New car replacement |
USAACheapest
Monthly
$81/mo
Annual
$974/yr
Best for: Military families
Erie Insurance
Monthly
$87/mo
Annual
$1,040/yr
Best for: Rate lock guarantee
GEICO
Monthly
$90/mo
Annual
$1,079/yr
Best for: Clean driving record
Progressive
Monthly
$97/mo
Annual
$1,158/yr
Best for: Telematics savings
State Farm
Monthly
$100/mo
Annual
$1,198/yr
Best for: Good students
Travelers
Monthly
$104/mo
Annual
$1,250/yr
Best for: Multiple discounts
Nationwide
Monthly
$114/mo
Annual
$1,369/yr
Best for: Bundling home + auto
Farmers
Monthly
$118/mo
Annual
$1,421/yr
Best for: Signal telematics
Allstate
Monthly
$123/mo
Annual
$1,474/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$129/mo
Annual
$1,553/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |