Subaru Legacy Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Rhode Island costs $178/month ($2,140/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $132/mo | $1,584/yr | Military families |
| Erie Insurance | $141/mo | $1,691/yr | Rate lock guarantee |
| GEICO | $146/mo | $1,755/yr | Clean driving record |
| Progressive | $157/mo | $1,883/yr | Telematics savings |
| State Farm | $162/mo | $1,947/yr | Good students |
| Travelers | $169/mo | $2,033/yr | Multiple discounts |
| Nationwide | $185/mo | $2,226/yr | Bundling home + auto |
| Farmers | $193/mo | $2,311/yr | Signal telematics |
| Allstate | $200/mo | $2,397/yr | Accident forgiveness |
| Liberty Mutual | $210/mo | $2,525/yr | New car replacement |
USAACheapest
Monthly
$132/mo
Annual
$1,584/yr
Best for: Military families
Erie Insurance
Monthly
$141/mo
Annual
$1,691/yr
Best for: Rate lock guarantee
GEICO
Monthly
$146/mo
Annual
$1,755/yr
Best for: Clean driving record
Progressive
Monthly
$157/mo
Annual
$1,883/yr
Best for: Telematics savings
State Farm
Monthly
$162/mo
Annual
$1,947/yr
Best for: Good students
Travelers
Monthly
$169/mo
Annual
$2,033/yr
Best for: Multiple discounts
Nationwide
Monthly
$185/mo
Annual
$2,226/yr
Best for: Bundling home + auto
Farmers
Monthly
$193/mo
Annual
$2,311/yr
Best for: Signal telematics
Allstate
Monthly
$200/mo
Annual
$2,397/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$210/mo
Annual
$2,525/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |