Subaru Legacy Insurance in Texas (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in Texas costs $186/month ($2,234/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in Texas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $138/mo | $1,653/yr | Military families |
| Erie Insurance | $147/mo | $1,765/yr | Rate lock guarantee |
| GEICO | $153/mo | $1,832/yr | Clean driving record |
| Progressive | $164/mo | $1,966/yr | Telematics savings |
| State Farm | $169/mo | $2,033/yr | Good students |
| Travelers | $177/mo | $2,122/yr | Multiple discounts |
| Nationwide | $194/mo | $2,323/yr | Bundling home + auto |
| Farmers | $201/mo | $2,413/yr | Signal telematics |
| Allstate | $209/mo | $2,502/yr | Accident forgiveness |
| Liberty Mutual | $220/mo | $2,636/yr | New car replacement |
USAACheapest
Monthly
$138/mo
Annual
$1,653/yr
Best for: Military families
Erie Insurance
Monthly
$147/mo
Annual
$1,765/yr
Best for: Rate lock guarantee
GEICO
Monthly
$153/mo
Annual
$1,832/yr
Best for: Clean driving record
Progressive
Monthly
$164/mo
Annual
$1,966/yr
Best for: Telematics savings
State Farm
Monthly
$169/mo
Annual
$2,033/yr
Best for: Good students
Travelers
Monthly
$177/mo
Annual
$2,122/yr
Best for: Multiple discounts
Nationwide
Monthly
$194/mo
Annual
$2,323/yr
Best for: Bundling home + auto
Farmers
Monthly
$201/mo
Annual
$2,413/yr
Best for: Signal telematics
Allstate
Monthly
$209/mo
Annual
$2,502/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$220/mo
Annual
$2,636/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in Texas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $772/mo | $9,260/yr |
| 19 years old | $467/mo | $5,599/yr |
| 21 years old | $372/mo | $4,460/yr |
| 25 years old | $244/mo | $2,933/yr |
| 30 years old | $202/mo | $2,424/yr |
| 40 years old | $190/mo | $2,279/yr |
| 50 years old | $184/mo | $2,206/yr |
| 65 years old | $200/mo | $2,400/yr |