Subaru Legacy Insurance in West Virginia (2026)
Quick Answer
Full coverage for a 2024 Subaru Legacy in West Virginia costs $136/month ($1,631/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Legacy Rates by Company in West Virginia
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $101/mo | $1,207/yr | Military families |
| Erie Insurance | $107/mo | $1,288/yr | Rate lock guarantee |
| GEICO | $111/mo | $1,337/yr | Clean driving record |
| Progressive | $120/mo | $1,435/yr | Telematics savings |
| State Farm | $124/mo | $1,484/yr | Good students |
| Travelers | $129/mo | $1,549/yr | Multiple discounts |
| Nationwide | $141/mo | $1,696/yr | Bundling home + auto |
| Farmers | $147/mo | $1,761/yr | Signal telematics |
| Allstate | $152/mo | $1,827/yr | Accident forgiveness |
| Liberty Mutual | $160/mo | $1,925/yr | New car replacement |
USAACheapest
Monthly
$101/mo
Annual
$1,207/yr
Best for: Military families
Erie Insurance
Monthly
$107/mo
Annual
$1,288/yr
Best for: Rate lock guarantee
GEICO
Monthly
$111/mo
Annual
$1,337/yr
Best for: Clean driving record
Progressive
Monthly
$120/mo
Annual
$1,435/yr
Best for: Telematics savings
State Farm
Monthly
$124/mo
Annual
$1,484/yr
Best for: Good students
Travelers
Monthly
$129/mo
Annual
$1,549/yr
Best for: Multiple discounts
Nationwide
Monthly
$141/mo
Annual
$1,696/yr
Best for: Bundling home + auto
Farmers
Monthly
$147/mo
Annual
$1,761/yr
Best for: Signal telematics
Allstate
Monthly
$152/mo
Annual
$1,827/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$160/mo
Annual
$1,925/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Legacy Insurance by Age in West Virginia
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $563/mo | $6,761/yr |
| 19 years old | $341/mo | $4,089/yr |
| 21 years old | $271/mo | $3,257/yr |
| 25 years old | $179/mo | $2,142/yr |
| 30 years old | $148/mo | $1,770/yr |
| 40 years old | $139/mo | $1,664/yr |
| 50 years old | $134/mo | $1,611/yr |
| 65 years old | $146/mo | $1,752/yr |