2024 Subaru Legacy: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Subaru Legacy costs $36,073 to own over 5 years, or $601/month. The biggest expenses are depreciation ($12,199) and insurance ($9,300).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$36,073
$601/month • $0/mile
Cost Breakdown
Depreciation$12,199 (34%)
Insurance$9,300 (26%)
Fuel/Energy$7,700 (21%)
Maintenance$2,280 (6%)
Financing$4,235 (12%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $4,481 | $1,860 | $1,540 | $456 | $8,337 |
| Year 2 | $1,929 | $1,860 | $1,540 | $456 | $5,785 |
| Year 3 | $1,929 | $1,860 | $1,540 | $456 | $5,785 |
| Year 4 | $1,929 | $1,860 | $1,540 | $456 | $5,785 |
| Year 5 | $1,929 | $1,860 | $1,540 | $456 | $5,785 |
Key Facts
1-Year Depreciation
18% ($4,481)
5-Year Depreciation
49% ($12,199)
Annual Repair Cost
$528
Annual Maintenance
$456
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes