Subaru Outback Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 Subaru Outback in Florida costs $319/month ($3,827/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Subaru Outback Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $236/mo | $2,832/yr | Military families |
| Erie Insurance | $252/mo | $3,023/yr | Rate lock guarantee |
| GEICO | $262/mo | $3,138/yr | Clean driving record |
| Progressive | $281/mo | $3,368/yr | Telematics savings |
| State Farm | $290/mo | $3,483/yr | Good students |
| Travelers | $303/mo | $3,636/yr | Multiple discounts |
| Nationwide | $332/mo | $3,980/yr | Bundling home + auto |
| Farmers | $344/mo | $4,133/yr | Signal telematics |
| Allstate | $357/mo | $4,286/yr | Accident forgiveness |
| Liberty Mutual | $376/mo | $4,516/yr | New car replacement |
USAACheapest
Monthly
$236/mo
Annual
$2,832/yr
Best for: Military families
Erie Insurance
Monthly
$252/mo
Annual
$3,023/yr
Best for: Rate lock guarantee
GEICO
Monthly
$262/mo
Annual
$3,138/yr
Best for: Clean driving record
Progressive
Monthly
$281/mo
Annual
$3,368/yr
Best for: Telematics savings
State Farm
Monthly
$290/mo
Annual
$3,483/yr
Best for: Good students
Travelers
Monthly
$303/mo
Annual
$3,636/yr
Best for: Multiple discounts
Nationwide
Monthly
$332/mo
Annual
$3,980/yr
Best for: Bundling home + auto
Farmers
Monthly
$344/mo
Annual
$4,133/yr
Best for: Signal telematics
Allstate
Monthly
$357/mo
Annual
$4,286/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$376/mo
Annual
$4,516/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Subaru Outback Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |