2024 Subaru Outback: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Subaru Outback costs $40,144 to own over 5 years, or $669/month. The biggest expenses are depreciation ($14,034) and insurance ($10,020).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$40,144
$669/month • $1/mile
Cost Breakdown
Depreciation$14,034 (35%)
Insurance$10,020 (25%)
Fuel/Energy$7,966 (20%)
Maintenance$2,390 (6%)
Financing$5,375 (13%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $5,103 | $2,004 | $1,593 | $478 | $9,178 |
| Year 2 | $2,233 | $2,004 | $1,593 | $478 | $6,308 |
| Year 3 | $2,233 | $2,004 | $1,593 | $478 | $6,308 |
| Year 4 | $2,233 | $2,004 | $1,593 | $478 | $6,308 |
| Year 5 | $2,233 | $2,004 | $1,593 | $478 | $6,308 |
Key Facts
1-Year Depreciation
16% ($5,103)
5-Year Depreciation
44% ($14,034)
Annual Repair Cost
$596
Annual Maintenance
$478
These are estimates based on state averages. Your exact rate depends on your specific profile.
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