Tesla Model 3 Insurance in Mississippi (2026)
Quick Answer
Full coverage for a 2024 Tesla Model 3 in Mississippi costs $229/month ($2,746/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model 3 Rates by Company in Mississippi
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $169/mo | $2,032/yr | Military families |
| Erie Insurance | $181/mo | $2,169/yr | Rate lock guarantee |
| GEICO | $188/mo | $2,252/yr | Clean driving record |
| Progressive | $201/mo | $2,416/yr | Telematics savings |
| State Farm | $208/mo | $2,499/yr | Good students |
| Travelers | $217/mo | $2,609/yr | Multiple discounts |
| Nationwide | $238/mo | $2,856/yr | Bundling home + auto |
| Farmers | $247/mo | $2,966/yr | Signal telematics |
| Allstate | $256/mo | $3,076/yr | Accident forgiveness |
| Liberty Mutual | $270/mo | $3,240/yr | New car replacement |
USAACheapest
Monthly
$169/mo
Annual
$2,032/yr
Best for: Military families
Erie Insurance
Monthly
$181/mo
Annual
$2,169/yr
Best for: Rate lock guarantee
GEICO
Monthly
$188/mo
Annual
$2,252/yr
Best for: Clean driving record
Progressive
Monthly
$201/mo
Annual
$2,416/yr
Best for: Telematics savings
State Farm
Monthly
$208/mo
Annual
$2,499/yr
Best for: Good students
Travelers
Monthly
$217/mo
Annual
$2,609/yr
Best for: Multiple discounts
Nationwide
Monthly
$238/mo
Annual
$2,856/yr
Best for: Bundling home + auto
Farmers
Monthly
$247/mo
Annual
$2,966/yr
Best for: Signal telematics
Allstate
Monthly
$256/mo
Annual
$3,076/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$270/mo
Annual
$3,240/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model 3 Insurance by Age in Mississippi
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $632/mo | $7,587/yr |
| 19 years old | $382/mo | $4,588/yr |
| 21 years old | $305/mo | $3,654/yr |
| 25 years old | $200/mo | $2,403/yr |
| 30 years old | $166/mo | $1,986/yr |
| 40 years old | $156/mo | $1,867/yr |
| 50 years old | $151/mo | $1,807/yr |
| 65 years old | $164/mo | $1,966/yr |