Tesla Model 3 Insurance in Utah (2026)
Quick Answer
Full coverage for a 2024 Tesla Model 3 in Utah costs $212/month ($2,539/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model 3 Rates by Company in Utah
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $157/mo | $1,879/yr | Military families |
| Erie Insurance | $167/mo | $2,006/yr | Rate lock guarantee |
| GEICO | $173/mo | $2,082/yr | Clean driving record |
| Progressive | $186/mo | $2,234/yr | Telematics savings |
| State Farm | $193/mo | $2,310/yr | Good students |
| Travelers | $201/mo | $2,412/yr | Multiple discounts |
| Nationwide | $220/mo | $2,641/yr | Bundling home + auto |
| Farmers | $229/mo | $2,742/yr | Signal telematics |
| Allstate | $237/mo | $2,844/yr | Accident forgiveness |
| Liberty Mutual | $250/mo | $2,996/yr | New car replacement |
USAACheapest
Monthly
$157/mo
Annual
$1,879/yr
Best for: Military families
Erie Insurance
Monthly
$167/mo
Annual
$2,006/yr
Best for: Rate lock guarantee
GEICO
Monthly
$173/mo
Annual
$2,082/yr
Best for: Clean driving record
Progressive
Monthly
$186/mo
Annual
$2,234/yr
Best for: Telematics savings
State Farm
Monthly
$193/mo
Annual
$2,310/yr
Best for: Good students
Travelers
Monthly
$201/mo
Annual
$2,412/yr
Best for: Multiple discounts
Nationwide
Monthly
$220/mo
Annual
$2,641/yr
Best for: Bundling home + auto
Farmers
Monthly
$229/mo
Annual
$2,742/yr
Best for: Signal telematics
Allstate
Monthly
$237/mo
Annual
$2,844/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$250/mo
Annual
$2,996/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model 3 Insurance by Age in Utah
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $585/mo | $7,014/yr |
| 19 years old | $353/mo | $4,241/yr |
| 21 years old | $282/mo | $3,378/yr |
| 25 years old | $185/mo | $2,222/yr |
| 30 years old | $153/mo | $1,836/yr |
| 40 years old | $144/mo | $1,726/yr |
| 50 years old | $139/mo | $1,671/yr |
| 65 years old | $152/mo | $1,818/yr |