Tesla Model 3 Insurance in Washington (2026)
Quick Answer
Full coverage for a 2024 Tesla Model 3 in Washington costs $203/month ($2,439/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model 3 Rates by Company in Washington
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $150/mo | $1,805/yr | Military families |
| Erie Insurance | $161/mo | $1,927/yr | Rate lock guarantee |
| GEICO | $167/mo | $2,000/yr | Clean driving record |
| Progressive | $179/mo | $2,146/yr | Telematics savings |
| State Farm | $185/mo | $2,219/yr | Good students |
| Travelers | $193/mo | $2,317/yr | Multiple discounts |
| Nationwide | $211/mo | $2,537/yr | Bundling home + auto |
| Farmers | $220/mo | $2,634/yr | Signal telematics |
| Allstate | $228/mo | $2,732/yr | Accident forgiveness |
| Liberty Mutual | $240/mo | $2,878/yr | New car replacement |
USAACheapest
Monthly
$150/mo
Annual
$1,805/yr
Best for: Military families
Erie Insurance
Monthly
$161/mo
Annual
$1,927/yr
Best for: Rate lock guarantee
GEICO
Monthly
$167/mo
Annual
$2,000/yr
Best for: Clean driving record
Progressive
Monthly
$179/mo
Annual
$2,146/yr
Best for: Telematics savings
State Farm
Monthly
$185/mo
Annual
$2,219/yr
Best for: Good students
Travelers
Monthly
$193/mo
Annual
$2,317/yr
Best for: Multiple discounts
Nationwide
Monthly
$211/mo
Annual
$2,537/yr
Best for: Bundling home + auto
Farmers
Monthly
$220/mo
Annual
$2,634/yr
Best for: Signal telematics
Allstate
Monthly
$228/mo
Annual
$2,732/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$240/mo
Annual
$2,878/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model 3 Insurance by Age in Washington
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $562/mo | $6,738/yr |
| 19 years old | $340/mo | $4,075/yr |
| 21 years old | $271/mo | $3,246/yr |
| 25 years old | $178/mo | $2,134/yr |
| 30 years old | $147/mo | $1,764/yr |
| 40 years old | $138/mo | $1,658/yr |
| 50 years old | $134/mo | $1,605/yr |
| 65 years old | $146/mo | $1,746/yr |