Tesla Model Y Insurance in Arizona (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Arizona costs $248/month ($2,970/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Arizona
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $183/mo | $2,198/yr | Military families |
| Erie Insurance | $196/mo | $2,346/yr | Rate lock guarantee |
| GEICO | $203/mo | $2,435/yr | Clean driving record |
| Progressive | $218/mo | $2,614/yr | Telematics savings |
| State Farm | $225/mo | $2,703/yr | Good students |
| Travelers | $235/mo | $2,822/yr | Multiple discounts |
| Nationwide | $257/mo | $3,089/yr | Bundling home + auto |
| Farmers | $267/mo | $3,208/yr | Signal telematics |
| Allstate | $277/mo | $3,326/yr | Accident forgiveness |
| Liberty Mutual | $292/mo | $3,505/yr | New car replacement |
USAACheapest
Monthly
$183/mo
Annual
$2,198/yr
Best for: Military families
Erie Insurance
Monthly
$196/mo
Annual
$2,346/yr
Best for: Rate lock guarantee
GEICO
Monthly
$203/mo
Annual
$2,435/yr
Best for: Clean driving record
Progressive
Monthly
$218/mo
Annual
$2,614/yr
Best for: Telematics savings
State Farm
Monthly
$225/mo
Annual
$2,703/yr
Best for: Good students
Travelers
Monthly
$235/mo
Annual
$2,822/yr
Best for: Multiple discounts
Nationwide
Monthly
$257/mo
Annual
$3,089/yr
Best for: Bundling home + auto
Farmers
Monthly
$267/mo
Annual
$3,208/yr
Best for: Signal telematics
Allstate
Monthly
$277/mo
Annual
$3,326/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$292/mo
Annual
$3,505/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Arizona
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $684/mo | $8,205/yr |
| 19 years old | $414/mo | $4,962/yr |
| 21 years old | $329/mo | $3,952/yr |
| 25 years old | $217/mo | $2,599/yr |
| 30 years old | $179/mo | $2,148/yr |
| 40 years old | $168/mo | $2,019/yr |
| 50 years old | $163/mo | $1,955/yr |
| 65 years old | $177/mo | $2,127/yr |