Tesla Model Y Insurance in Georgia (2026)
Quick Answer
Full coverage for a 2024 Tesla Model Y in Georgia costs $286/month ($3,435/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Tesla Model Y Rates by Company in Georgia
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $212/mo | $2,542/yr | Military families |
| Erie Insurance | $226/mo | $2,714/yr | Rate lock guarantee |
| GEICO | $235/mo | $2,817/yr | Clean driving record |
| Progressive | $252/mo | $3,023/yr | Telematics savings |
| State Farm | $260/mo | $3,126/yr | Good students |
| Travelers | $272/mo | $3,263/yr | Multiple discounts |
| Nationwide | $298/mo | $3,572/yr | Bundling home + auto |
| Farmers | $309/mo | $3,710/yr | Signal telematics |
| Allstate | $321/mo | $3,847/yr | Accident forgiveness |
| Liberty Mutual | $338/mo | $4,053/yr | New car replacement |
USAACheapest
Monthly
$212/mo
Annual
$2,542/yr
Best for: Military families
Erie Insurance
Monthly
$226/mo
Annual
$2,714/yr
Best for: Rate lock guarantee
GEICO
Monthly
$235/mo
Annual
$2,817/yr
Best for: Clean driving record
Progressive
Monthly
$252/mo
Annual
$3,023/yr
Best for: Telematics savings
State Farm
Monthly
$260/mo
Annual
$3,126/yr
Best for: Good students
Travelers
Monthly
$272/mo
Annual
$3,263/yr
Best for: Multiple discounts
Nationwide
Monthly
$298/mo
Annual
$3,572/yr
Best for: Bundling home + auto
Farmers
Monthly
$309/mo
Annual
$3,710/yr
Best for: Signal telematics
Allstate
Monthly
$321/mo
Annual
$3,847/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$338/mo
Annual
$4,053/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Tesla Model Y Insurance by Age in Georgia
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $791/mo | $9,489/yr |
| 19 years old | $478/mo | $5,738/yr |
| 21 years old | $381/mo | $4,571/yr |
| 25 years old | $251/mo | $3,006/yr |
| 30 years old | $207/mo | $2,484/yr |
| 40 years old | $195/mo | $2,335/yr |
| 50 years old | $188/mo | $2,260/yr |
| 65 years old | $205/mo | $2,459/yr |